In a saucepan heat milk with all ingredients for milk. Bring it to boil then let it simmer for 15-20 minutes until the milk is reduced to half.
Let it cool a bit then add cream and mix well. Set aside.
In an 8 inch casserole break 10 palmier into large bits. Also, sprinkle raisins.
Pour milk-cream syrup over broken palmiers.
Now break the remaining 3 palmiers and sprinkle over the milk.
Dot the casserole with whipped cream.
Bake in a pre-heated oven for 15 minutes at 350 F until bubbling hot.
Then broil for 15 minutes until golden and you see few dark spots on a biscuit.
Garnish with freshly toasted nuts and serve. (Skip garnish if you don't like nuts.)